1. JOB SECURITY
TWU members have put job security as a number one industrial priorities. Members and their families say that certainty of employment is vital. The TWU is committed to fighting to improve job security.

2. A SAFE WORKPLACE
Workplace health and safety is also vital to all members and their families. The TWU continues to push for Chain of Responsibility Laws and Industry Safety Codes. TWU members and their families will continue the Better Rates Better Safety campaign. >> Find out more.

3. BETTER WAGES & CONDITIONS
TWU members through certified agreements get better pay and conditions than those being paid the basic award. Workers who are members of a trade union earn an average of 30% more than non union members. Find out more.

4. PROTECTION AGAINST UNFAIR DISMISSAL
In the event of harsh and unfair treatment from your employer you will have the power of the TWU on your side. The Union will mediate on your behalf, represent you in grievance procedures, and take your case to the Industrial Relations Commission if necessary.

6. TRAINED DELEGATES
Your TWU delegates receive professional Workplace an Occupational Health and Safety training to assist them work with you to Secure the Future. They know the issues that matter to you and your family. Like you they know that a strong union is your best protection. >> Find out more.

7. KEEPING YOU INFORMED
The Union produces TWU News which is also available online. It also produces e-News to keep you regularly informed plus industry updates, OH&S info and Training. >> Find out more.

8. MEMBERS RUN THE UNION
All positions in the TWU, from the Delegates to the Secretary are elected by financial members of the Union. TWU members run the TWU. >> Find out more.

9. LEGAL ASSISTANCE
The TWU offers specialised legal services to all members and has recently engaged an additional 3 new legal officers. Industrial representation, Workers Compensation claims, reinstatements and representations in unfair dismissal and unfair contract cases are also handled by your TWU. Call your TWU Call Centre on (02) 9912 0700 to find out more.

10. MAKE MONEY OR SAVE MONEY WITH MONEY SOLUTIONS
As a TWU member you have access to Money Solutions who provide you with financial advice when you have a money issue on your mind.

Money Solutions works with you one step at a time in simple easy to understand language on a fee for service basis - no commissions paid or accepted.

We can help TWU members in all stages of life –

- Getting started
- Wanting to do better
- Planning for life after work

If you are a member of TWUSUPER, the fund will pay for the resolution of your first 'single superannuation issue' in a telephone session with Money Solutions.

Other fees relating to superannuation advice can be deducted directly from your TWUSUPER account.

Money Solutions can show you how to save money or make money to achieve what you want:

· Boost your super savings
· Save on fees and earn more from your super
· Compare super funds to make the right decision for you
· Plan for your retirement
· Set money goals and plans for achieving them (eg. buying a house, reducing your debt, saving for your children's education, retiring comfortably)
· Identify your personal insurance needs

To book a meeting with Nicole Hoskche, a Financial Advisor call 02 9350 8453.

To resolve a single issue contact Money Solutions

call Money Solutions directly on 1800 046 144, 8am - 6pm Mon-Fri (EDT)

E-mail Money Solutions - coach@moneysolutions.com.au

Find out more about Money Solutions – www.moneysolutions.com.au

Money Solutions AFSL No.258 145 >> Find out more.

11. DISCOUNT HOME LOANS
Your TWU membership offers you Discounted Home Loans through Super Members Home Loans. >> Find out more.

12. TWU SUPERANNUATION
TWUSUPER is the fund for transport industry workers. It’s about simple, strong and secure super for you and your family. >> Find out more.